Money Works For Rich People, Not the Middle Class

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Make money work for you.

In college, when I first met my amazing wife, Susie, I was of the mindset that I only needed to make $25,000 a year to live a good life. I don’t remember what I was planning to do with that amount of money, but I must not have wanted very much.

Well, it didn’t take long after we got married and had our first child that I realized we were going to need a lot more than $25,000 to raise a family and make ends meet. I was an entrepreneur at heart, but having already started a family, I felt compelled to enter the rat race.

Working Harder To Make More Money

I worked hard and quickly ascended the corporate ladder, moving up the ranks faster than those around me, who couldn’t seem to understand why their work ethic didn’t achieve the same results.

Within 4 years, I hit my first milestone of $50,000 in income. I thought I had finally made it, until I started house shopping. I still couldn’t afford the high cost of housing in the area, so I bought a house far from the city and started commuting over an hour each way.

It didn’t take long for that commute to become a burden, so I knew there had to be a better way. But I just kept working harder and more hours. I changed jobs to get more pay and started taking on extra work on the side.

After 4 more years, I hit another milestone of $100,000 per year. We relocated and bought a much newer (and much more expensive) house, and I only had a 5-minute commute to work.

I thought I had finally achieved the American Dream! I was married to my best friend and soulmate. We had five beautiful children together. We had a great 5-bedroom house with an incredible view. We had nice new cars, including two Jeeps. Life was great, right?

Not quite. You see, over the previous 8 years, I had accumulated a whopping $20,000 in credit card debt, three car loans, and a high mortgage payment. I was in debt up to my eyeballs. I made a 6-figure income, yet I was still living paycheck-to-paycheck.

Working Harder To Get Out of Debt

I knew I had to get out of debt, but after paying all the bills and monthly expenses, I barely had anything left. So, I did the only thing I knew how to do. I buckled down and worked harder and harder. I started another business on the side and worked even more hours.

Then, 4 years later, I reached another milestone of $150,000 per year. My hard work had really paid off. I thought surely I had reached the top, the pinnacle of life. Life would now be easy, as long as I could balance my time between work and family.

But after paying the bills, I still had NOTHING left! My income had risen, but so had my expenses. My adjustable rate mortgage just kept climbing and I had maxed out my credit cards. I now owed an unbelievable $40,000 in credit card debt. I was barely keeping up with the cost of living, and I was falling behind on the “cost-of-life”: the real cost of raising a family, medical, dental, school, sports, clothes, and the endless list of needs and must-haves.

Making More Money Doesn’t Solve the Problem

I had reached the top of the ladder, the end of the rainbow, but I had not found the treasure that was promised. No, in fact I had fallen into a trap. I had willingly entered the rat race thinking that if I just moved faster, I would be the winner. But actually, I was the loser the minute I entered the race.

You see, the banks and lenders are the ONLY winners in the rat race. The SYSTEM IS RIGGED from the start. I was the loser the minute I entered the race. All along, I was working for them, giving them over half my income. Now I was trapped by debt.

I knew I couldn’t just work harder to get out of debt. So, I started searching for a solution.

Now, there are many “get-out-of-debt” programs out there, but many are offered by financial institutions of one form or another, and most start with fixing your credit report and improving you credit score. But, they are actually setting the trap all over again. Don’t fall for it!

Rich People Understand Money

There is a reason that the rich get richer and the poor and middle class do not. The system is rigged in favor of those who understand money.  And it’s all legal.

I needed to learn what the rich knew about money.

I spent several years researching the rich and successful and reading about their stories of success. I discovered that one of things they had in common, was that they all know how money works. They didn’t work for money. They made money work for them.

This amazingly simple concept is described in detail in the book, Rich Dad Poor Dad, by Robert Kiyosaki. I highly recommend this book. It will change your life and set you free! This book is for everyone, young and old.

This is what the rich teach their kids. But they don’t teach this in school or college. Every parent should read this book and then teach this to their kids.

If you can relate to my story, and you still think you can work harder to make more money and that making more money will solve your problems, you NEED to read this book.

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